How Much Does It Really Cost to Live in Bulgaria?

cost of living in Bulgaria

Back in 2014, I published a guest post from Bulgaria native and blogger Maria Stoynova. It laid out the cost of living in Bulgaria at that point, but of course things change over time. So I pulled in a few other locals this time to provide an update on what locals and expats are actually paying.

This is still one of Europe’s cheapest travel destinations and one of the bargain spots to move to in the world, a real bargain by European continent standards. It has a starring role in two of my books. But don’t just take my word for it. Here’s the prices in Bulgaria scoop from Bulgarian residents, with Maria’s original intro below.

“Bulgaria is the small Eastern European country you’ve probably never heard of. This is a country with high mountains; great sea resorts, and cute, cozy little towns you will crave to visit once you see them in pictures. This little-known Balkan gem has a lot to offer its visitors. There are two main reasons to re-shuffle your travel plans and put Bulgaria on the list. #1. It’s unbelievably beautiful and charming and #2. It’s ridiculously affordable. The first one is obvious through the pictures you may have seen. It’s the second that will convince you to stay longer—or maybe even move here.”

Live in Bulgaria Accommodation

The minimum wage in Bulgaria has climbed from 170 euros when we did this post originally to 261 per month today. That’s still quite low, but the actual average wage has finally climbed above 500 Euros a month at least. Bearing that in mind it is obvious that the accommodation costs should not exceed that amount.

A decent two-bedroom apartment near the Sofia city center would cost at least 300€,” says Todor Bozhinov of Kashkaval Tourist, “more like upwards of 350€ these days.”

The cost of living in Bulgaria, one of the cheapest countries in Europe for expats “Utilities are still about the same as four years ago, under 50€ for electric, heating, and water, though in winter it could be a bit more. he says.” Home internet service is 10-15€ per month.

Outside of the center the rent decreases by around 50€ and if you venture further out the accommodation is even cheaper. It’s still possible to find a one-bedroom apartment under 200 euros on the edge of the city and you can get a house for that amount in some villages. To buy a place in Sofia averages under 100€ per square foot.

While most working expats settle in the Bulgarian capital of Sofia, many expatriate bargain hunters head elsewhere. They go to the second city of Plovdiv, where rents drop by 1/4 to 1/3, the ski area of Bansko, or into smaller towns that are downright cheap. If you want to live in Bulgaria permanently, you can buy a house in many towns for under 50K euros, though don’t expect a lot of English speakers in those areas like you have in the capital.

Sarah Carter and her husband own a 400 square-foot studio in Bansko that they bought “at the top of the market unfortunately” for €40,000, but it’s right by the ski gondola and the complex has an indoor pool, sauna, whirlpool, outdoor pool, garden, and security. “If you’re willing to buy in an older building or a little further of a walk,” she says, “You could probably buy a studio condo for less than €20,000 right now.” We found listings of one-bedroom places for €20,000 to €30,000 doing a quick search online. If you’re in the market to buy, Bulgaria has some of the cheapest real estate in Europe.

Bulgarian Transportation

TetevanIn the big cities there are plenty of transportation options to choose from. “One-way tickets in Sofia are now 0.80 EUR, though a day ticket for all lines is still €2 and a great deal,” says Todor.

“They also recently invented a 3-day Sofia Pass,” adds Bilyana Petrova, “which costs 10€ and besides for the transportation, it can be used for getting a discount in some places.” For transportation alone this is not a great deal, but for three sightseeing days it can save some money. See details here.

Taxis prices haven’t changed much, usually 3-4 euros around Sofia, up to 10 for a ride out to the airport.

To get to another city, there’s the romantic but rather slow Bulgarian train system, or a series of private bus companies that can get you there faster in air-conditioned or heated comfort. Both are comparably priced and cheap: you can get from one side of the country to another for less than 15 euros, with an upgrade to first class or a sleeper berth on the train being a paltry 3 or 4 euros on top the base fare. A three-hour bus ride will generally run 6 to 10€, so it’s not going to cost you much to take excursions. You can go all the way from Sofia to Bucharest, Romania for 14.50.

If you’re staying a little longer in Bulgaria and plan on buying a vehicle you can find a decent used car for as little as 1500 Euros. The cost of running a car is also fairly cheap by European standards, with one liter of gasoline coming in at around 1.20€. Here are some tips from Bilyana on traveling in Bulgaria by car.

There’s now a sort of toll-by-plate system where you buy an annual “vignette” pass that covers highways in the whole country of Bulgaria. It’s around €50 for a whole year.

Don’t forget the real sharing economy says Bilyana. “For traveling to other cities in Bulgaria such as Plovdiv, Veliko Turnovo, and Varna, there are groups on Facebook that offer shared rides—it’s usually cheaper and faster than taking the bus or the train.”

Eating Out and Buying Groceries in Bulgaria

“If you’re coming to live in Bulgaria make sure you pack some bigger jeans because for really reasonable prices you’ll get a lot of food,” says Maria. “Eating out is very affordable. Bulgarians love having ‘banichka’ and ‘boza’ for breakfast, which costs no more than 1 euro for both. Restaurants, taverns and pubs are not only a local’s favorite place for socializing but are also very easy on the pocket. A nice three-course meal in an inexpensive restaurant will cost you around 8-12 euros so you can be wined and dined for very little money.”

shopska salad, a staple when living in Bulgaria

The famous “shopska” salad will cost you around 2€. “Most of the restaurants in Sofia offer lunch menus,” says Bilyana. “You can get only a main dish from the menu or have a 3-course lunch. For a 3-course lunch, expect to pay around 5-8 euros.

Seasonal fruit, vegetables, yogurt, and meat are a fraction of the price of western European prices, which helps keep the cost of living in Bulgaria low. They’re often organic and local because that’s the way it’s always been done. You can pick up two kilos of some items for a euro. “Weekly groceries for me hover around 20 euros,” says Todor. See his article here on Bulgarian food.

“Fresh produce is abundant and cheap,” says Sarah, “and the sun-ripened tomatoes here taste better than any tomato I’ve ever had anywhere. The yogurt is fantastic too.”

If you like to drink at home or are having people over, a 500-ml beer (about a pint) in a store will run half a euro. In a locals’ bar outside of the capital, you can still find €1 beers and your order house wine by the liter with dinner. Vodka and brandy are very cheap.

Social Life Costs in Sofia

“Bulgarians love to have long coffee breaks with friends that can sometimes last more than 2 hours. It’s great to catch up and take our time indulging in doing things like going to the cinema which only costs around 3 to 5 euros,” says Maria. If you’re feeling like doing something a little fancier a ticket to the theater can be found for 5 to 10 euros.

“There are a lot of night clubs in Bulgaria simply because Bulgarians know how to party,” she adds. “The clubs are full every night and on Fridays and Saturdays it’s almost impossible to find a seat. If you want to experience the Bulgarian nightlife you should budget around 10-20 euros.”

One-euro beers are increasingly rare in Sofia restaurants, €1.50 is more like it these days,” says Todor. “At a night club, a beer would cost more like 2-2.50 EUR, 50ml of liquor would also be 2.50-3 EUR. Cocktails around 4-5 EUR. Coffee at a café is about 1 EUR.”

live in Bulgaria and go to the Sofia theater for cheap


A Monthly Cost of Living Budget for Bulgaria

So is Bulgaria cheap if you’re looking for a bargain place to live? Compared to the rest of Europe, it’s a great value.

Going back to that 500 euros per month average salary, imagine how you look in comparison if you’re getting two social security checks for $1,200 each. Or think how absolutely loaded you are if your online business is netting €3,000 per month. In London or New York on that amount, you’re next to broke. In Sofia, you’re the rich guy (or gal) at the party.

You won’t have to second-guess your health care in Bulgaria. A visit to the doctor will generally run between €15 and €50, the high end being for a specialist who speaks English. Dental care is a tiny fraction of what it costs in the USA. You can also get a maid to clean your place regularly for well under €5-8 per hour. A guy will spend €7-8 for a haircut in a nice business neighborhood in Sofia, less in a working-class one or in a small town.

So how much will it cost you per month to live in Bulgaria? That depends a lot on how you live, but add a nice 2BR apartment in the city center of Sofia, utilities, groceries, two doctor visits, and eating out three times a week and you’re probably still well under €1,200 for two. Or under 900€/US$1,000 if you’re single and reasonably frugal. Even less in smaller cities. To live in Europe! Just bring a heavy coat for those winters…

Special thanks to Maria, who provided the original post on what it costs to live in Bulgaria and provided some of the photos. See her site at Travelling Buzz. Find her on Facebook and Twitter.

Are you interested in cutting your expenses in half just by changing your address? Get on the Cheap Living Abroad E-mail list.


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