How Much Does It Really Cost to Live in Bulgaria?

living in Bulgaria

Back in 2014, I published a guest post from Bulgaria native and blogger Maria Stoynova. It laid out the cost of living in Bulgaria at that point, but of course things change over time. So I pulled in a few other locals this time to provide an update on what locals and expats are actually paying.

This is still one of Europe’s cheapest travel destinations and one of the cheapest places to live in the world, a real bargain by European continent standards. It has a starring role in two of my books. But don’t just take my word for it. Here’s the living costs scoop from Bulgarian residents, with Maria’s original intro below.

Bulgaria is the small Eastern European country you’ve probably never heard of. This is a country with high mountains; great sea resorts, and cute, cozy little towns you will crave to visit once you see them in pictures. This little-known Balkan gem has a lot to offer its visitors. There are two main reasons to re-shuffle your travel plans and put Bulgaria on the list. #1. It’s unbelievably beautiful and charming and #2. It’s ridiculously affordable. The first one is obvious through the pictures you may have seen. It’s the second that will convince you to stay longer—or maybe even move here.

Live in Bulgaria Accommodation

The minimum wage in Bulgaria has climbed from 170 euros when we did this post originally to 261 per month today. That’s still quite low, but the actual average wage has finally climbed above 500 Euros a month at least. Bearing that in mind it is obvious that the accommodation costs should not exceed that amount.

A decent two-bedroom apartment near the Sofia city center would cost at least 300€,” says Todor Bozhinov of Kashkaval Tourist, “more like upwards of 350€ these days.”

The cost of living in Bulgaria, one of the cheapest countries in Europe for expats “Utilities are still about the same as four years ago, under 50€ for electric, heating, and water, though in winter it could be a bit more. he says.” Home internet service is 10-15€ per month.

Outside of the center the rent decreases by around 50€ and if you venture further out the accommodation is even cheaper. It’s still possible to find a one-bedroom apartment under 200 euros on the edge of the city and you can get a house for that amount in some villages. To buy a place in Sofia averages under 100€ per square foot.

While most working expats settle in the capital of Sofia, many expat bargain hunters head to the second city of Plovdiv, where rents drop by 1/4 to 1/3, the ski area of Bansko, or into smaller towns that are downright cheap. If you want to live in Bulgaria permanently, you can buy a house in many towns for under 50K euros, though don’t expect a lot of English speakers in those areas like you have in the capital.


Bulgarian Transportation

TetevanIn the big cities there are plenty of transportation options to choose from. “One-way tickets in Sofia are now 0.80 EUR, though a day ticket for all lines is still 2 EUR and a great deal,” says Todor.

“They also recently invented a 3-day Sofia Pass,” adds Bilyana Petrova, “which costs 10€ and besides for the transportation, it can be used for getting a discount in some places.” For transportation alone this is not a great deal, but for three sightseeing days it can save some money. See details here.

Taxis prices haven’t changed much, usually 3-4 euros around Sofia, up to 10 for a ride out to the airport.

To get to another city, there’s the romantic but rather slow train system, or a series of private bus companies that can get you there faster in air-conditioned or heated comfort. Both are comparably priced and cheap: you can get from one side of the country to another for less than 15 euros, with an upgrade to first class or a sleeper berth on the train being a paltry 3 or 4 euros on top the base fare. A three-hour bus ride will generally run 6 to 10€, so it’s not going to cost you much to take excursions. You can go all the way from Sofia to Bucharest, Romania for 14.50.

If you’re staying a little longer in Bulgaria and plan on buying a vehicle you can find a decent used car for as little as 1500 Euros. The cost of running a car is also fairly cheap by European standards, with one liter of gasoline coming in at around 1.20€. Here are some tips from Bilyana on traveling in Bulgaria by car.

Don’t forget the real sharing economy says Bilyana. “For traveling to other cities in Bulgaria such as Plovdiv, Veliko Turnovo, and Varna, there are groups on Facebook that offer shared rides—it’s usually cheaper and faster than taking the bus or the train.

Eating Out and Buying Groceries in Bulgaria

“If you’re coming to Bulgaria make sure you pack some bigger jeans because for really reasonable prices you’ll get a lot of food,” says Maria. “Eating out is very affordable. Bulgarians love having ‘banichka’ and ‘boza’ for breakfast, which costs no more than 1 euro for both. Restaurants, taverns and pubs are not only a local’s favorite place for socializing but are also very easy on the pocket. A nice three-course meal in an inexpensive restaurant will cost you around 8-12 euros so you can be wined and dined for very little money.”

shopska salad, a staple when living in Bulgaria

The famous “shopska” salad will cost you around 2€. “Most of the restaurants in Sofia offer lunch menus,” says Bilyana. “You can get only a main dish from the menu or have a 3-course lunch. For a 3-course lunch, expect to pay around 5-8 euros.

Seasonal fruit, vegetables, yogurt, and meat are a fraction of the price of western European prices. They’re often organic and local because that’s the way it’s always been done. You can pick up two kilos of some items for a euro. “Weekly groceries for me hover around 20 euros,” says Todor. See his article here on Bulgarian food.

If you like to drink at home or are having people over, a 500-ml beer (about a pint) in a store will run half a euro. Vodka and brandy are very cheap.

Social Life in Sofia

“Bulgarians love to have long coffee breaks with friends that can sometimes last more than 2 hours. It’s great to catch up and take our time indulging in doing things like going to the cinema which only costs around 3 to 5 euros,” says Maria. If you’re feeling like doing something a little fancier a ticket to the theater can be found for 5 to 10 euros.

“There are a lot of night clubs in Bulgaria simply because Bulgarians know how to party,” she adds. “The clubs are full every night and on Fridays and Saturdays it’s almost impossible to find a seat. If you want to experience the Bulgarian nightlife you should budget around 10-20 euros.”

One-euro beers are increasingly rare in restaurants, 1.50 is more like it these days,” says Todor. “At a night club, a beer would cost more like 2-2.50 EUR, 50ml of liquor would also be 2.50-3 EUR. Cocktails around 4-5 EUR. Coffee at a café is about 1 EUR.”

Movie tickets are 11-12€ for 2.

live in Bulgaria and go to the Sofia theater for cheap


A Monthly Cost of Living Budget for Bulgaria

Going back to that 500 euros per month average salary, imagine how you look in comparison if you’re getting two social security checks for $1,200 each. Or think how absolutely loaded you are if your online business is netting 3,000 euros per month. In London or New York on that amount, you’re next to broke. In Sofia, you’re the rich guy (or gal) at the party.

You won’t have to second-guess your health care in Bulgaria. A visit to the doctor will generally run between 15 and 50 euros, the high end being for a specialist who speaks English. Dental care is a tiny fraction of what it costs in the USA. You can also get a maid to clean your place regularly for well under 5-8 euros per hour. A guy will spend 7-8 euros for a haircut in a nice business neighborhood, less in a working class one.

So how much will it cost you per month to live in Bulgaria? That depends a lot on how you live, but add a nice 2BR apartment in the city center of Sofia, utilities, groceries, two doctor visits, and eating out three times a week and you’re probably still well under 1,200 euros for two. Or under 800€/US$1,000 if you’re single and reasonably frugal. To live in Europe! Just bring a heavy coat for those winters…

Special thanks to Maria, who provided the original post and some of the photos. See her site at Travelling Buzz. Find her on Facebook and Twitter.

Are you interesting in cutting your expenses in half just by changing your address? Get on the Cheap Living Abroad E-mail list.

  1. Mitchell Amin

    Just toured Sofia,
    With a car I can live in a decent place in Sofia for about $800.00 us per month including eating out and car maintenance…
    My next trip I plan to go to the Black Sea area and look for a house. Budget $15,000.00 including renovations to house and purchase price.

    • Milka Mironska

      Mitchell, I think you have wrong information. One little house on the black sea can cost min. 120.000 pounds. I am originally from Bulgaria.Living in Sofia including the expenses will probably cost me more then living in South Carolina, USA. Living in Plovdiv could be cheaper for you but, I still think you will be more comfortable if you have about 2000 dollars a month spending money. The rent will be probably 500 dollars a month and don’t forget the gas is also very expensive. The price on the electronics and clothing is also more expensive compere to the prices in USA.

  2. collin

    I was just in Sofia and I’ve looked at rental prices. From what I can tell you can score deals but generally a nice 2 bedroom apartment is going to cost you about 400-500 euros in a nice area. You can get cheaper but that is what I saw. Plovdiv and other areas are less expensive. I haven’t made it to the coast yet but I expect depending on how close you are to the prime resort areas prices are going to go up. Living in places like Pleven or Targoviste I’m sure you could probably find a place for 1/3 of that. Veliko Tarnovo would be another great place to try but would probably only be a little cheaper than Plovdiv.

    If you are a foreigner I would highly recommend renting and living in Sofia for the first year or two to pick up some words, be close to an international airport, and to deal with immigration issues in person if need be. That is my future plan anyway if I decide to one day retire / telecommute from Bulgaria. Then off to Plovdiv or Veliko Tarnovo.

    I like Bulgaria for the following reasons. 1) Food taste great and is healthy, 2) Rich history though not real touristy, 3) Good base to explore the rest of Eastern Europe and beyond, 4) About 60% as expensive as the US (though as an expat to be safe I’d consider it about 75% as expensive as you will pay more). 5) I have a big family connection there now.

    I still would like to check out Prague and a few other areas though. Also I haven’t been though a Bulgarian Winter yet…I hear they can be cold and lot’s of snow. Snow doesn’t bother me but prolonged very cold gets old.

  3. Isabella Clochard

    If you’re thinking about moving to Bulgaria and wondering what it costs to live here, read on. The following figures show my non-discretionary spending over the 12-month period from March 1, 2016 to February 27, 2017.

    groceries: €4,420 49.55%
    rent: €3,070 34.41%
    electricity: €794 8.90%
    cell phone: €161 1.80%
    ISP €145 1.62%
    clothing €142 1.59%
    water €129 1.44%
    health care €60 0.67%
    TOTAL (rounded) €8,920


    1) I rent a 2-bedroom furnished apartment in a provincial city.
    2) The electricity bill ranged from €27 (July) to €158 (January).
    2) If my clothing expenses seem low, that’s because I buy most of my clothes at Lidl. Hence part of my expenditure on groceries was, in fact, money spent on clothes. Not much, though.
    3) My cell-phone costs are probably abnormally low, too; I use the phone only once a month, to text the landlord to come and collect the rent.
    4) My internet set-up is the usual WiFi, delivered by landline. The deal includes a landline phone number, which I never use.
    5) The figure for health care represents vitamins, antacids and acetominophen, plus the €2.50 I spent on a taxi to the hospital when I fell and broke an arm. The hospital didn’t charge me anything. “Emergency care is free,” they explained

    • Nga

      How many persons is the budget for?

    • Oleg Romaniouk

      Thank you for great information. Me and my wife are from Ukraine, we live in the US but are actively considering retirement in Europe. The cost of healthcare in the older age is our concern… Thank you for the ER information (we hope your arm healed well). Bulgaria is in our focus from now on.

    • Living in Sofia

      1500leva/mo? Yikes, only a church mouse can live in Sofia, Varna or Plovdib on that. This is our budget for 2 retired people: 85 EUR per day…

      FOOD: Metro, Billa, Dinners Delivered & Other € 1,250.00
      APPEARANCE: Hair & Nails & Eyebrows € 200.00
      HEAT & ELECTRIC € 175.00
      TECH: Technology Upgrades € 150.00
      COMMUNICATION: Phone & Mobile Phone € 100.00
      MED: Medical Ins (GOV & Prvt) + Medicine € 100.00
      TRANSPORT (NO CAR) € 100.00
      APT: Insurance € 62.50
      BG Cable / Internet € 50.00
      BUILDING: Dues, Security, Emerg Med Trans € 40.00
      TAX: Garbage, Street Cleaning, Other € 31.75
      WATER € 25.00
      TOTAL € 2,534.25

      • Tim Leffel

        On that budget, you are in the top 2% in Bulgaria. You realize that don’t you?

  4. Robert Brown

    Thanks for sharing the useful content that really helped me a lot…

  5. Sunday Oludasa

    I wish to visit to bulgaria for tourist from Nigeria and how much is the hotel dear and beside whats the process to get the visa and i hope i wont be the only black in that country and i hope their racist,lastly are they part of schengen country

  6. Roger

    Thanks for sharing useful information. I am going to travel to bulgaria in March.

  7. Michael Patterson

    Anyone had serious (spine) surgery in Bulgaria ? Thanks,



    Very useful info. It really helped me to take a decision….

  9. Lisa daniel

    Hi Tim,
    Bulgaria is my favorite place I want to start a new life in Bulgaria, After reading your post I get inspired leaving in Bulgaria is possible.

  10. Anup kumar pradhan

    I have very nice experience after reading all of information from this side about Bulgaria and there place?? i would be like to visit once there in the my life…. Wil try when i getting free time.. Thank you verymuch.
    Your friend,
    Anup pradhan
    From india

  11. glen

    Would love to go to Bulgeria I am a white South African trying to escape Black racism on us.

    • Tim Leffel

      Well there’s plenty of racism in Europe too, unfortunately.

    • Ruth Alvarez

      True. It definitely goes both ways!

    • Vladimir Georgiev

      Hi Glen,
      my name is Vlad and I am from Bulgaria
      is it possible to make a contact with you somehow ?

  12. Nancy Belle Randall

    When I lived in Europe (Prague, Budapest and Bosnia) I tried to visit Bulgaria but things didn’t work out. Now I am back in the US, fresh from the Peace Corps in Uganda, and am wondering if moving to Bulgaria would be a workable plan. I am an English teacher (Masters in TESL) and have lots of experience teaching, plus I won’t plan on getting a car. Also, I am pretty good with languages. Would it be feasible to live (rent) in Sofia or Plovdiv for a year and then, after learning the language, move further away from the capital?
    Any help is surely appreciated.

    • ??????

      yea i think that’s possible, should prolly cost you 1.3K $ USD / month (incl. all expenses) to live a middle class life.

  13. Laurence

    I have been to Bulgaria twice. I have to say the Black Sea area was my favorite place.
    Varna Burges and Nessebar most beautiful and inexpensive. Lovely summers but the winters can be chilly. I am planning in retiring there. Buying a house there. A fixer upper which I can do myself.

  14. Shirley eewards

    Why are you using euro, we are using lev here, there is plenty of English spoken and more Brits outside of sofia than you think

    • Tim Leffel

      Because the euro is the currency that most people will be converting to from the ATM or in their head and the lev moves in tandem with the euro in terms of the dollar exchange rate. So it’s pointless to post prices in the local currency, the same as I wouldn’t for Mexico or Thailand. These articles are meant to be evergreen.

  15. Hans Jurgen Jones

    can I live with a wife and one son having pension of 35oo.- euro thank jurgen

    • Madan Mohan

      Yes with this amount you can live like a king. I live in Belgium, I go to Bulgaria often few years ago I bought a house in Vratza region. Taxi’s are very cheap they run on lpg. Eating out is cheap, Divaka restaurants have very good food and not expensive compared to Belgium you can expect to pay around 15€ for 3. The country is beautiful offering mountains and sea people are nice except few taxi driver, always use yellow taxis. If you love opera in Sofia it’s cheap and world renowned ( price 10€ against 150€ in Belgium) People are out going.

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