Editor’s note: This post is from March of 2014, when the peso was around 13 to the dollar. Things are even cheaper now…
I moved back to Guanajuato, Mexico for the second time this past August and as a couple readers have pointed out, I haven’t written much about it on this blog. That and a few consulting sessions lately with people thinking about moving to Mexico has pushed me to do some catch-up on that today.
If you’ve got some time, check out the video below to get a sense of why I liked this small city the first time I came here and why it keeps pulling me back. The aesthetics are great and it’s been here since before any English set foot in America. What you can’t really see in that video are two aspects I also love. First, most of the traffic moves through tunnels under the city, so it’s a very pedestrian-friendly place to live. Second, the weather is gorgeous almost all year. We’re at an altitude close to 6,500 feet here, so it can get a little chilly at night a couple months of the year, but the climate is agreeable enough most of the time that houses aren’t built with heat or air conditioning. It’s usually blue skies, sun, and highs around 80.
I can turn down a bit of the stress in my business here because I’m spending less than half what I did in the USA on basic living expenses. The first time we were here we rented two side-by-side apartments for a total of $800 a month, all utilities and internet included. Now we own a house outright, so we’re pouring money into improvements and furniture instead. Here are some hard numbers though for regular monthly expenses:- Daughter’s private school is a shade less than $300 per month
– We spend about $100 a month on transportation getting her there & back (it’s not walking distance)
– We average about $50 a month on other local taxis and buses.
– Here’s a picture of one month’s water and electric bills, in pesos. The 114 peso water bill is equivalent to $8.77 and the 324 electric bill is equivalent to $25. Gas comes out to about $6.50 per month.
– Drinking water in 5-gallon jugs averages about $15 a month, delivered to our door.
– Internet is $25 per month for 5mbps (2016 update – now 10mbps and upgradeable to more.)
– Mobile phone charges (1 with data, 2 regular) $54 for 3 of us
– Our maid comes once a week and cleans the house top to bottom. That’s $62 per month.
– Food varies wildly, but a liberal estimate is $300 a month on groceries, $200 eating out
– Entertainment and fun $200 per month
– Medical/dental come in spurts, but let’s say $200 per month
Property taxes are paid annually, but would be $16 if paid monthly. Our house repairs, renovations, furniture, and other purchases vary depending on how flush we are that month. But if we estimate $600 per month, that puts the total monthly expenses at around $2,160 not counting travel.
I want to emphasize that this is for a family of three that’s not being all that frugal. We eat out far more than we did in the USA, I don’t hesitate to order a beer or two when we’re out, and we take advantage of things like $6 symphony tickets and $4 ballet performances. You could certainly live here for far less if you wanted and many people do. Considering that we were spending $2,000 a month in Tampa just on rent though and another $1,000 on health care, our Mexican living budget feels like a screaming bargain. We can spend another $1,000 on travel, visas, and shopping and still just be up to what we used to spend on those two items alone.
Within four months of moving back here I’d lost 10 pounds. I didn’t diet, drink less, or go to any gym. Getting around in this city requires lots of walking at high altitude though and like most people, we need to climb a lot of stairs to get to our front door. Above is the entrance to our callejon—the alley that goes up to our neighborhood. When delivery men brought a refrigerator and stove, they had to carry it up these stairs you see at the right.
My day to day work life hasn’t changed much, which is a bit of a problem in terms of getting better at Spanish. At some point soon I need to break off some time and go back to classes for a while in order to advance. I’m just not using it enough each day because I’m holed up in my home office, working in English. (My daughter is taking middle school classes all in Spanish though, so she’s golden.) I try to take a walk each day or go out for lunch to enjoy where I’m living and I have a glorious view from my office window.
I’ll write more on Guanajuato and living in Mexico later, with more of the hundreds of pictures I have sitting on my hard drive. Meanwhile, if you’re passing through, get in touch! If you want to see the city through my eyes and my stomach, sign up for my Guanajuato street food tour.
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