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half price living Granada

$1,800 for two is “extravagant” here…

Are you happy with your finances? Are you content with how much you’re paying for your basic expenses each month? Does the future look cheery and bright where you are in the USA, Canada, the UK, or Australia?

I’ve been dropping hints and asking for sign-ups all year for my latest book, A Better Life for Half the Price, and now it’s here. It’s filled with stories from expats who have made the leap and are living large—or at least not going broke—in some of the cheapest places to live in the world.

I’m one of them myself, of course, kicking back in the highlands of central Mexico and enjoying a gorgeous climate. I’m also enjoying having twice as much money to work with as I had before, without having to work more hours to increase my earnings. If you want to see my view, my dining room, and our cool Mexican kitchen (plus my $15 electric bill), here’s a video for you.

 

There are plenty of other places on this big planet where you can do the same though. I interviewed couples easily coasting on $1,500 a month or living extravagantly for less than $2,000. You can find shoestring backpackers getting by in Chiang Mai, Thailand for $500 a month, but those who are spending more than $1,000 are often having the times of their lives. I spoke with singles, couples, and families who cut their expenses in half (or more) as soon as they got set up in such diverse locations as Argentina, Portugal, India, and Vietnam.

If you’re curious about how this would all work, pick up the e-book and see.

4 Additional Reports from Experts:
Besides this e-book, which is the paperback equivalent of 300 pages of great info, you’ll also get some worksheets from me on choosing your ideal spot, plus these special reports:

The Best Tools for Mobile Workers by Natalie Sisson of The Suitcase Entrepreneur
Negotiation for Expats by T.W. Anderson, author of The Expat Guidebook and editor of Marginal Boundaries
How to Get Free Accommodation (when you’re scoping out your ideal spots) by Nora Dunn of The Professional Hobo
Getting Started With Working Online by Christine Gilbert of Almost Fearless

If you’re committed to ditching your high-priced life and finding a better way, there’s a package with all that plus webinars, audio interviews, and a private Facebook group for sharing answers and ideas.

If you’re ready to go all-in, you can avoid all the pitfalls and really do it right with all of the above plus live online sessions and one-on-one coaching from me.

See the options here

This book has been in process since 2013 and to give you an idea of how robust it is, when it comes out in paperback form at the end of the year it will be more than 300 pages. It’s filled with expat stories, details on important things like visas and costs, and lots of resources to turn to for more depth.

To get the full scoop and decide this is something you’d like to pursue, see some tales from the expats here.

moving-500

If you’re going to move abroad by choice rather than for a job posting, it can seem overwhelming to view the sea of possibilites and narrow it down. Some people use this as an excuse to not take action, others send me e-mails or leave blog comments asking for a short cut answer to “Where should I go?”

Now I’ve got a book I can send everyone to for answers, with some consulting options for those who need it. Here’s an excerpt from there about where to start.

There are three main criteria most pros and cons about a destination fall into. There are head items, which are factual “must-have” factors you can easily substantiate from the comfort of your sofa with a laptop or tablet in hand. Then there’s the question of “What can you afford?” That one’s pretty cut and dry, once you have good information on the costs for basic living expenses and setting up residency. If you’re lucky to pull in $1,000 a month, head to Cambodia, Nepal, or Nicaragua. If money is no object, you can pretty much ignore this part and just look at the head and heart items. Most people fall somewhere in the middle though.

The heart factor is the hardest one to work out remotely. Sure, you can collect e-books, watch Travel Channel shows, check out YouTube videos, and join Facebook groups or message boards for that destination. Really though, none of those things will fully prepare you for how that place will make you feel.

Let’s look at each factor on its own.

Head

If a place doesn’t meet your main criteria for an ideal place to live, you’re probably not going to be happy living there. As a travel writer who visits ten or twelve different countries each year, I often ask myself when visiting a new place, “Could I live here?”

Usually the answer is no for some very specific factual reasons — my head reasons. It’s too cold, too hot, too cloudy/rainy, too isolated, too overrun with gringos, too ugly, too unfriendly to pedestrians, and so on. For others, there may be no such thing as “too hot” or “too overrun with gringos,” They may think a steamy hot place where they can speak English every day with their fellow countrymen and women is perfecto.

Puebla at night

If you have health issues though, this may be the first place to start in narrowing down your choices. If you are allergic to mold, you may want to seek out a dry climate. If you have limited mobility, you don’t want to live in a city built on the side of a mountain. If you’re someone who just doesn’t want to die young, you’re probably not going to want to live in Beijing, where pollution levels are frequently 20 times the levels considered healthy and you can’t see more than two blocks away because of the smog. If you’re a retiree, you probably also don’t want to be in some remote location that’s a day’s drive from the nearest decent hospital. In almost any area where you find lots of people in your age bracket, there will be at least one good medical facility in town and many other larger ones you can get to in a couple hours or less.

What’s on your checklist? Think about climate, culture, food, air connectivity, land connectivity, and apartment/house options. What’s a deal breaker?

Lisa Niver Rajna of We Said Go Travel has lived in multiple countries for three months or more at a time and says it’s important to listen to the signs, to be willing to scratch your plans if something better arises. “We never would have gone to Ko Samui in Thailand if a friend of a friend hadn’t invited me on Twitter. Once we got there, it just felt right. Look for something that fits with you and matches your passion.”

“If it doesn’t feel right, move on. We had planned to live in Panama for six months, but after 13 days we left and were in Costa Rica. When we wrote about our feelings on the blog, we got a lot of negative feedback and people saying, ‘You need to give it a chance.’ But we did give it a chance. We went to five different locations and compared to Thailand where we fell in love, Panama was a big disappointment.” It wasn’t right for them, so they moved on. For someone else, it may be just right.

Wallet

While you may be dreaming of retiring on the Amalfi Coast of Italy, on the beach in the Virgin Islands, or in a nice slopeside chalet in Switzerland, your bank account might not agree with those plans. You need to find a way to combine your checklist of ideal factors with places you can actually afford.

If you picture yourself in a lakeside cottage looking up at jagged snow-capped mountains, you don’t have to spend $100,000 a year in Switzerland. You can move south of Bariloche in Argentina and live for one-fifth that amount instead. If you want to be on a warm-water beach with hot weather, there are 100 choices in Latin America and Southeast Asia that are a fraction of the cost of a Caribbean Island residence.

cheap place to liveFor most of the cheapest places to live, a pair of retirees living off two social security checks or an equivalent pension can get by just fine. In some countries, if you earn $1,500 for one person, $2.400 for two, you’ll be living on far more than the average middle-class local. That may not sound like a lot where you live now, but it will be double, triple, or quadruple what’s considered a good local salary. If you’ve got more than that coming in, you can be choosier about where to go and can upgrade your living standards.

Keep in mind though that there are major variations within a country, especially a big country like Mexico. The more expatriates there are in an area, the higher the prices will probably be: witness San Miguel de Allende. The more of a tourist destination it is, the higher prices will be: witness Los Cabos.

Also, just because you can live on $1,500 a month doesn’t mean the government thinks that’s enough wealth to grant you permanent residency. In Nicaragua a retiree only has to show monthly income of $600 a month, but in Mexico you have to show $2,000 for you and another $500 for each dependent. There are ways around this sometimes if you can show other assets or finagle a work permit, but do keep these restrictions in mind before making big plans.

Heart

The authors of Freakonomics and Think Like a Freak do a regular podcast on NPR and in one episode they answered a listener’s question about how an economist would pick the perfect place to live. Stephen Leavitt said some of his most important factors — what economists would call “amenities” — were access to golf courses, fast food drive-throughs, and houses with big yards. He didn’t care much about museums and cultural activities, but he could never live in a place without easy access to a golf course. In other words, he was meant to live in the suburbs, and specifically an American-style suburb.

Steve Dubner lives in New York City and said his most important factors were the density of ideas, people, and creativity–and the resulting spillover effect. Without being in a big city where people interact a lot, he wouldn’t get any of that. “I could never live in a place without a good diner,” he added.

In the end, they decided that choosing a place to live was only an economic decision when it came to finding a place with the right amenities: childless couples don’t care about schools, but for parents it may be #1. Otherwise, it’s a decision you make with your heart.

beach living

Most “heart” factors can vary a lot even between couples who are on the same page in most other attitudes and ideals. A place may feel “just perfect” to one of them, while feeling like “a total s#*thole” to the other. As you can imagine, this can be the beginning of the end if they ignore these differences and try to plow forward.

For all these factors, it’s worth taking some quiet time with no distractions to talk them through, maybe even writing down the answers mind-map style. When I’ve asked people what they love about a place, there’s often a mix of head and heart in the answers and the heart ones can end up being really esoteric. Some cite a specific yoga teacher, a local hike they love, or the kind of pottery they use in their kitchen. One left the first place she lived because “the coffee really sucks there. I was annoyed every day.”

For couples, talk out loud when you’re traveling about why a place would be a good place to live and why it wouldn’t. The time to argue about what’s important is before you move, not after.

Then go do a trial run to see if what looked good on paper really pans out in person. More on that later…

Hear how other expats are living a half price life abroad on the Cheap Living Abroad site.

Mali travel story

It’s time for the August 2014 issue of Perceptive Travel, where I happen to be founder and editor. It launched in 2006 and is still alive and kicking, so we must be doing something right.

This month we go off the beaten path, waaayyy off in fact. If we were trying to sell magazines on a newsstand based on the places featured on the cover, we’d be in trouble: West Papau, Gürün in Turkey, and some remote hidden villages in Mali. There’s a geography quiz few people would pass.

That’s okay though, because we like good travel stories better than the latest restaurant rundown for some place you’ve already read about a hundred times.

James Dorsey has won quite a few awards for stories he has published in Perceptive Travel and elsewhere and this time he ventures into villages in Mali that are hard to even see from a distance. There he encounters people who claim to be from a distant star in outer space and aren’t exactly the model of hospitality. See The People Who Are Not There.

Marco Ferrarese feared he might be starring in his own version of Midnight Express when a policeman ordered him to pack up his tent and come with him to the police station. But things turned out a little differently in this remote town in Anatolia. See Gürün Prison Blues in Rural Turkey.

paddling West Papau

The photos are a lot prettier when we move from rural Turkey to the South Pacific islands of West Papau, where coral gardens and gorgeous islands are on the itinerary for Micheal Buckley’s multi-day kayaking trip from one cove to another. See Up a Tree, in a Wetsuit in West Papau.

Each month we also review some cool new travel books and some world music worth downloading and taking with you in your travels. Susan Griffith checks out a diverse set of travel books covering Italy, Tibet, and “radical architecture” in poor parts of Latin America. Laurence Mitchell spins some new world music albums from around the globe, all combining at least two cultures to create a new hybrid sound.

Could you use free travel gear?

Pickpocket proof business pantsEach month our subscribers and followers have a shot at winning something useful for their travels. Last month reader Keith W. from Oregon scored a nice $140 STM Drifter pack for carrying all his gadgets and gear. This time we’re giving away the new nylon Pickpocket Proof Business Pants from Clothing Arts. When I wear these around I look good enough to go meet with a hotel manager for my job, but can walk through the diciest looking parts of town knowing nobody is getting to my valuables without knocking me out first. We’re talking layers and layers of frustration for even the craftiest thief.

How do you get your own pair and get in on future giveaways? It’s very easy: subscribe to the monthly newsletter.

I’ve been dropping hints and links for a while now about my next book, asking you to get on the Cheap Living Abroad newsletter list if you wanted to cut your expenses in half just by changing your address. But now I’m less than a month away from release date.

Better life moving abroadI’m officially announcing the “friends and followers” launch date of August 13, a few days before the packages go on sale (at a higher price) for the general public.

The book cover is above, voted on by the newsletter readers as the one they liked best. Here’s the full title and subtitle:

A Better Life for Half the Price: How to prosper on less money in the cheapest places to live.

This will be in e-book form now, in paperback come December. This is not some wimpy short e-book that makes you go, “I paid how much for that?” When it comes out in print it will be some 260 pages long, packed with great general info on moving to another country to cut your expenses in half, as well as specific recommendations where the cost of living is low and the place is foreigner-friendly enough for you to set up residency there. You’ll hear stories and real prices from people already living the dream of a better life for far less money. Even if you skip half of it, the book should save you tens of thousands of dollars.

If you’re just curious and want the book alone, that’s fine.

If you’re beyond the dreaming stage and are starting to put the wheels in motion, the second tier package (“Committed) will have a private Facebook group, webinar replays, a batch of extra reports, and an insiders newsletter.

The top package (“All In”) will include all that plus live webinars, tailored interviews, conference calls, and personal coaching.

I’ll have package details and prices posted a week before the launch.

If you’re not on the notification list yet, check out the full story here.

Benny digital nomad

Benny Lewis from FluentIn3Months.com

It used to be that if you wanted to pack everything in storage and go traveling for an extended period, you need to have lots of savings or you need to find some kind of international job. That job was usually low-paid in a low-skilled job, or it was doing something like teaching English as a second language.

Then the internet came along and got faster. Then came Voice over IP, like Skype, Vonage, Magic Jack, and Google Hangouts/Google Voice. And Paypal. And smart phones where you can stick in a new SIM card and have the world at your fingertips from anywhere. I use a SkypeIn number to have a U.S. number companies can call, plus a Skype subscription to make unlimited calls to regular phones in the other direction. It’s almost like I never left–except when the connection is bad.

All these tools have created a new roaming band of part-time workers and full-time digital nomads. Most of them are freelancers, some are telecommuters, some are entrepreneurs. What they have done is taken their “office” on the road and moved the place where they earn an income wherever they happen to be. Without the huge monthly nut they had in their expensive home country, they don’t need to earn as much either.

The New Digital Nomads

I recently published an article for Lonely Planet on the subject, profiling three singles, a couple, and a family who are working virtually. You can see it here: Meet the new Digital Nomads.

One key thing I wanted to do in there was show that the most visible and obvious thing people may think of is not the best: being a travel blogger. As someone who has been a speaker at two Travel Bloggers Exchange (TBEX) conferences and will be speaking at two more this year in Cancun and Athens, I’m here to tell you without a doubt that this is a very tough way to make real money. It can literally take years to get any real traction the way Google works these days and until then you’re spending loads of time on what’s basically a hobby. It can work, yes, and some travelers are doing quite well. But some musicians, painters, and tennis players are too. Not most.

So if you want my advice, look hard at your skill set and figure out what can be done virtually. If you’re good at something that is already easy to do remotely, then you’re halfway there. If you have paying clients or know where to go get them, you’re probably 2/3 there. If you’re good and your disciplined enough to do quality work from the road, you’ll probably get more clients later by referral. You can also bid for clients on services like eLance, oDesk, or Envato. Things like web design, WordPress work, graphic design, translation, and technical writing are just a few of the skills in regular demand.

virtual work abroad

On a post-workday walk…

If your current job is something very hands-on, then is there a way to do that hands-on job somewhere else? Or can you make money teaching others how to do it better or make more money at it?

If you come up empty, there’s nothing wrong with being an ESL teacher. I was one in Istanbul and Seoul and wouldn’t trade that experience for anything. It was a rewarding job where I really felt like I was accomplishing something each week and in Korea anyway, the two of us saved $30K in a shade over a year. In 1998 dollars.

Whatever path you choose, you will need a bit of money set aside to get rolling and you’ll have a few grand in expenses up front from shots, travel gear, lingering bills, plane tickets, and your first month or two of traveling. If you can make money from the road after that though, at least $1,000 a month to be safe, then you can travel through The World’s Cheapest Destinations almost indefinitely.

Want to change your permanent address instead of roaming the globe like a vagabond? Sign up for the Cheap Living Abroad newsletter and get a free report on where to stay on a tourist visa for four months or more. Or just get the e-book and go already!